Category: Insights
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Why Pre-Approval Should Be at the Top of Your Homebuying To-Do List
Since the supply of homes for sale is growing and mortgage rates are coming down, you may be thinking it’s finally time to jump into the market. To make sure you are ready, you need to get pre-approved for a mortgage. That’s when a lender looks at your finances, including W-2, tax returns, credit score…
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The Latest on the Luxury Home Market
Luxury living is about more than just stunning views and cutting-edge smart home technology. It’s about elevating your lifestyle. And if you’re in the market for a million dollar home, now is an excellent time to explore the thriving luxury market. Here’s why. The Number of Luxury Homes is Growing The top of the market,…
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How the Federal Reserve’s Next Move Could Impact the Housing Market
Now that it’s September, all eyes are on the Federal Reserve. The overwhelming expectation is that they will cut the Federal Funds Rate at their upcoming meeting. This would be driven primarily by recent signs that inflation is cooling, and the job market is slowing down. But what does this mean for the housing market,…
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Should You Sell Now?
The Lifestyle Factors That Could Tip the Scale Are you on the fence about whether to sell your house now or hold off? It’s a commmon dilemma, but here’s a key point to consider. Your lifestyle might be the biggest factor in your decision. While financial aspects are important, sometimes the personal motivations for moving…
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Are We Heading into a Balanced Market?
If you’ve been keeping an eye on the housing market over the past couple of years, you know sellers have had the upper hand. But is that going to shift now that inventory is growing? Here’s a breakdown of what you need to know. What is a Balanced Market? A balanced market is generally defined…
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Today’s Biggest Housing Market Myths
Have you ever heard the phrase: don’t believe everything you hear? That’s especially true if you’re thinking about buying or selling a home in today’s housing market. There’s a lot of misinformation out there. And right now, making sure you have someone you can go to for trustworthy information is extra important. I can clear…
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Fast Spreading Plants You Should Get Rid Of Now
There are a lot of garden “spreaders” that are dropping seeds soon. If you don’t do some manual thinning now, next year is going to be bad. It’s fair to say that the goal of many gardeners is to create a self-sustaining yard. This means that each year, plants that will self-seed, perennialize or just…
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How Mortgage Rate Changes Impact Your Homebuying Power
If you’re thinking about buying or selling a home, you’ve probably got mortgage rates on your mind. That’s because you’ve likely heard that mortgage rates impact how much you can afford in your monthly mortgage payment. And, you want to factor that into your planning. Here’s what you need to know: What’s Happening with Mortgage…
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What Mortgage Rate Are You Waiting For?
You won’t find anyone who’s going to argue that mortgage rates have had a big impact on housing affordability over the past couple of years. But there is hope on the horizon. Rates have actually started to come down. And, recently they hit the lowest point we’ve seen in 2024, according to Freddie Mac. And…