Author: Ben

  • Comic Books for Free on Saturday, May 5th!

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    Ben
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    Free Comic Book Day 2018, is an annual event that brings free comic books to local shops. “Free Comic Book Day is an annual event founded on the belief that for every person out there, there’s a comic book that they’ll love.” More than five million of them will be given away this year, all…

  • Thinking of Selling Your Home (FSBO)? You Need A Pro in Your Corner

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    Ben
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    Tempted to sell your home on your own? Home prices are on the rise and buyer demand is strong.  Sellers may be tempted to try and sell their homes on their own (FSBO), without using the services of a real estate professional. Real estate agents are trained and experienced in negotiation. In most cases, the…

  • Why Home Prices Are Increasing

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    Ben
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    There are many unsubstantiated theories as to why home values are increasing. From those who are worried that lending standards are again becoming too lenient (data shows this is untrue), to those who are concerned that prices are again approaching boom peaks because of “irrational exuberance” (this is also untrue as prices are not at peak levels when they are…

  • What a Pleasant Surprise

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    Ben
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    Newtown! You’ve Come to the Right Place! A gentleman stopped by my office on South Main Street in Newtown, last week, looking for directions to Hattertown Road. I asked some pertinant questions about his destination, and understood he was looking for Holcombe Hill Wildlife Preserve. It has the highest elevation point in the area, he…

  • Is Family Mortgage Debt Out of Control?

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    Ben
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    Good News: Family Mortgage Debt is Not Out of Control! Some homeowners have recently done a “cash out” refinance. They have taken a portion of their increased equity from their house. Others have sold their homes. They have purchased more expensive homes with larger mortgages. At the same time, first-time buyers have become homeowners. They…

  • 99% of Experts Agree: Home Prices Will Increase

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    Ben
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    The clear majority of recently surveyed housing experts believe that home values will continue to increase this year. Few believe that the new tax code and rising mortgage rates will have a negative impact on home prices in 2018. What is the Home Price Expectation Survey? Each quarter, Pulsenomics surveys a nationwide panel. It includes economists, real estate experts and…

  • The COST of Your Home Will Be LESS Than Your Parents’ Home Was

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    Ben
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    There is no doubt that the price of a home in most regions of the country is greater now than at any time in history. However, when we look at the cost of a home, it is cheaper to own today than it has been historically. The Difference Between PRICE and COST The price of a home is the dollar…

  • Minimum Salary You Need to Make to Buy a Home in Your State

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    Ben
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    It’s no mystery that cost of living is drastically different depending on where you live. So is the minimum salary you need to buy a home.   So, a new study by GOBankingRates set out to find out what minimum salary you would need to make to buy a median-priced home in each of the 50 states, and Washington,…

  • Most Qualify for Financing in 2-3 Years After Bankruptcy

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    Ben
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    According to a new study from Lending Tree. Americans who have filed for bankruptcy may be able to rebuild credit faster. They may qualify for a home loan in as little as 2-3 years. This is in stark contrast to the belief that many have that they need to wait 7-10 years.  But, people find their bankruptcies clear…