Author: Ben

  • Mortgage Rates Will Come Down

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    Ben
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    Yes, Mortgage Rates Will Come Down, It’s Just a Matter of Time This past year, rising mortgage rates have slowed the red hot housing market. Over the past nine months we’ve seen fewer homes sold than the previous month as home price growth has slowed. All of this is due to the fact that the…

  • Prequalified Mortgage

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    Ben
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    Why You Should Get Prequalified for a Mortgage How does qualifying for a mortgage work? Mortgage prequalification is the first step in determining how much money a potential homebuyer can spend on a new house. During the process, a financial institution will review an applicant’s pertinent financial information. This includes credit, income and assets, and…

  • Selling Your Home This Winter

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    Ben
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    There’s no denying the housing market is undergoing a shift this season, and that may leave you with some questions about whether it still makes sense to sell your house. Here are three of the top questions you may be asking so you can make a confident decision. Should I Wait To Sell? Even though…

  • Loans for Veterans

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    Ben
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    VA Loans Can Help Veterans Achieve Their Dream of Homeownership For over 78 years, Veterans Affairs home loans have provided millions of veterans with the opportunity to purchase homes of their own. If you or a loved one have served, it’s important to understand this program and its benefits. What Are VA Loans? VA helps…

  • Stolen Catalytic Converters

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    Ben
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    Catalytic converter theft is skyrocketing across the country. Here’s why thieves are after these valuable car parts and what you can do to prevent yours from getting stolen. You’ve probably heard the term “catalytic converter” recently. Unfortunately, it’s likely for all the wrong reasons. Theft of this important car part has skyrocketed in the last…

  • Sell Your House Before the Holidays

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    Ben
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    As you look ahead to the winter season, you’re likely making plans and thinking about what you want to achieve before the year ends. One of those key decision points could be whether or not you want to move this year. If the location or size of your current home no longer meets your needs,…

  • New vs. Existing

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    Ben
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    Pros and Cons New Home Construction Pros: *Modern floor plan (open sapce, flex rooms, larger windows) *Delayed major maintenance costs (such as roof or HVAC) *Lower utility bills as a result of stricter building codes and newer energy efficient products *More upfront personalization Builder warranties on materials, workmanship and structural items Cons: *Higher upfront costs…

  • Pre-Approval is a Critical First Step on Your Homebuying Journey

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    Ben
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    If you’re planning to buy a home this year, one of the first steps on your journey is getting pre-approved. In today’s market when mortgage rates are higher than they were just a few months ago, getting a mortgage pre-approval can be a game changer. Here’s why. What Is Pre-Approval? A mortgage pre-approval is when…

  • Tree Diseases

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    Ben
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    Anthracnose Anthracnose is a common disease among deciduous trees, especially sycamore, ash and oak. It also affects shrubs such as privet. The disease is more prevalent during wet, cold springs. It is not a serious tree health threat and doesn’t normally require treatment. To prevent anthracnose fungi dispose of leaves and twigs, as well as…