Author: Ben
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Avoid These Common Mistakes After Applying for a Mortgage
If you are getting ready to buy a home, it’s exciting to jump a few steps ahead and think about moving in and making it your own. But before you get too far down the emotional path, there are some key things to keep in mind after you apply for your mortgage and before you…
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The Dramatic Impact of Homeownership on Net Worth
If you’re trying to decide whether to rent or buy a home this year, here’s a powerful insight that could give you the clarity and confidence you need to make your decision. Every three years, the Federal Reserve releases the Survey of Consumer Finances. It compares net worth for homeowners and renters. The latest report…
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Achieving Your Homebuying Dreams in 2024
Highlights Planning to buy a home in 2024? Here’s what to focus on Improve your credit score. Plan for your down payment. Get pre-approved and decide what’s most important to you. Let’s get together to discuss your homebuying goals for 2024.
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Ways Your Home Equity Can Help You Reach Your Goals
I’ve you’ve owned your house for at least a couple of years, there’s something you’re going to want to know more about. That’s home equity! If you’re not familiar with that term, Freddie Mac defines it like this: “……your home’s equity is the difference between how much your home is worth and how much you…
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Thinking About Buying a Home? Ask Yourself These Questions
If you’re thinking of buying a home this year, you’re probably paying closer attention than normal to the housing market. And you’re getting your information from a variety of channels: the news, social media, your real estate agent, conversations with friends and loved ones. Most likely, home prices and mortgage rates are coming up a…
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Why Pre-Approval Is Your Homebuying Game Changer
If you are thinking about buying a home, pre-approval is a crucial part of the process you definitely don’t want to skip. So, before you start picturing yourself in your new living room or dining on your future all-season patio, be sure you are working with a trusted lender to prioritize this essential step. Here’s…
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Get Ready To Buy a Home by Improving Your Credit Score
As the new year approaches, the idea of buying a home might be on your mind. It’s an exciting goal to set. It’s never too early to start laying the groundwork. One crucial step to prepare for homeownership is building a solid credit score. Lenders review your credit to assess your ability to make payments…
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Where Do Woodpeckers Migrate in Winter?
Some woodpeckers stay in the same place year-round, but in other instances, woodpeckers do head south for winter. Some species are short distance travelers, while others make epic annual migration journeys. Migratory Woodpeckers on the Move Of the 22 species of woodpeckers in the United States and Canada, nearly one third of them migrate from…
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What You Need to Know About Saving for a Home in 2024
If you are planning to buy a home, knowing what to budget for and how to save may sound intimidating. It doesn’t have to be. One way to ease those concerns is to make sure you understand some of the costs you may encounter up front. I can help you set a plan. We can…