Month: December 2023
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Get Ready To Buy a Home by Improving Your Credit Score
As the new year approaches, the idea of buying a home might be on your mind. It’s an exciting goal to set. It’s never too early to start laying the groundwork. One crucial step to prepare for homeownership is building a solid credit score. Lenders review your credit to assess your ability to make payments…
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Where Do Woodpeckers Migrate in Winter?
Some woodpeckers stay in the same place year-round, but in other instances, woodpeckers do head south for winter. Some species are short distance travelers, while others make epic annual migration journeys. Migratory Woodpeckers on the Move Of the 22 species of woodpeckers in the United States and Canada, nearly one third of them migrate from…
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What You Need to Know About Saving for a Home in 2024
If you are planning to buy a home, knowing what to budget for and how to save may sound intimidating. It doesn’t have to be. One way to ease those concerns is to make sure you understand some of the costs you may encounter up front. I can help you set a plan. We can…
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CT Homeowners May Find Their Oil Tanks At Risk
If you are heating your home with oil, you may find that your oil tank is at risk. A not insignificant number of storage tank owners have found that biofuels have caused corrosion in their tanks and/or tank equipment and components. The reason for this is not due to the composition of the tank and…
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Cheaper to Repair Your Own Appliance
When an appliance starts throwing error codes, you might think you are in for an expensive professional repair! There’s another option. Some appliances are more or less necessary to survival these days, like a refrigerator. Others, like dishwashers or laundry machines, save us a lot of time and personal labor. These appliances can be a…
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Why Mortgage Rates Could Continue To Decline
When you read about the housing market, you’ll probably come across some information about inflation or recent decisions made by the Federal Reserve. But how do those two things impact you and your homebuying plans? Here’s what you need to know. The Federal Funds Rate Hikes Have Stalled One of the Fed’s primary goals is…
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Why Now is Still a Great Time To Sell Your House
If you were worried buyer demand disappeared when mortgage rates went up, the data shows there are plenty of interested buyers still out there. The housing market isn’t as frenzied as it was during the ‘unicorn’ years . During those years buyer demand was through the roof, mortgage rates were historically low, and home values…
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Down Payment Assistance Programs
Down payment assistance programs can help pave the way to HOMEOWNERSHIP! If you are looking to buy a home, your down payment doesn’t have to be a big hurdle. According to the National Association of Realtors, 38% of first-time homebuyers find saving for a down payment the most challenging step. But the reality is, you…
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Over-inflating Your Tires in the Winter
Your tires have a recommended PSI for a reason. Snow, ice, and frigid temperatures can make wintertime driving a challenge. Drivers deal with this in a variety of ways: from winterizing their cars and keeping emergency kits in their trunk, to paying more attention to their tires. For example, some people mistakenly believe that reducing…