This is the time when many people take a moment to reflect and set their goals for this year. One thing that may pop into your mind is the vision of a new home. But how do you get there? And where do you start?
Here is some advice that can help you get the ball rolling.
Focus on Your Why
To lay the foundation, you need to focus on your why. While the dollars and cents are important, so is the driving force behind your desire to move. Maybe you need more space for a growing family, want to sell so you can downsize, or are finally ready to buy your first home. Whatever your reason, it’s important to keep it front and center.
Your why is what helps you stay focused. Share your motivation with me and I will use my expertise to help support your goal. I will guide you and keep you moving forward until you can check that goal off your to-do list.
Get Clear on What You Need
Then it’s time to figure out what your next home needs to have. How many bedrooms do you need? Do you need a designated home office? Do you need a fenced-in backyard? Knowing your must-haves and nice-to-haves makes the search a lot smoother.
Since affordability is still tight, it’s important to have a clear idea of your essential items upfront. Maybe you can flex a bit on location. Work with me to review your essential items. I will help you focus on the homes that have these essentials while staying within your price range.
Know Your Numbers
Before you jump in, take a look at your finances. How much have you saved? What monthly payment feels comfortable. Getting clear on your budget early will help you know what’s possible.
The best way to do this is by partnering with a trusted real estate professional. I will help you:
- Plan for your down payment and look into down payment assistance programs
- Understand the equity you have in your current home and how you can use it to fuel your next move if you are selling
- Get pre-approved for a mortgage so you know what you can borrow
Lean on a Pro to Guide You
I know what you need to do to get ready to buy or sell. I know how to navigate the process and can answer your questions every step of the way.
Remember, buying or selling is a big milestone and a great goal for this year. I will make you feel confident and ready to take on the market. Give me a call.
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