Month: March 2018

  • Smart Home: Where to Begin?

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    by

    Ben
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    Using nothing but the sound of your voice, you can enjoy the benefits of a smart home! But why make your home a smart home? There is little doubt that having a fully connected home is the future of home safety, entertainment, and real-time information. Additionally, many home insurers are providing significant discounts for having…

  • Rising Rates: Consolidate Your Home Mortgage and Equity Loans

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    by

    Ben
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    If you have a home equity line of credit, now may be the time to consolidate it into your first mortgage. So, how will you know if it is a good time to consolidate it into your first mortgage? Home equity loans tend to be variable rate loans, and with rates rising, so will your…

  • Money: Getting the Most of it for Your House

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    Ben
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    It is not unusual for a seller to want to get as much money as they can for their home by pricing their home high. Often, against the advice of their Realtor.  There are many reasons the seller may do this. Beware Overpricing Your Home. Understandably, sellers want to maximize the value of their home. Perhaps, they…

  • My Home is Taking too Long to Sell!!

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    Ben
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    Incorrectly price your home to sell and there may be consequences. Here’s how to price a home to sell. Priced too high, and your home sits on the market too long or doesn’t sell at all. This may put you in a position to make a price reduction—which could turn off future customers. Priced too…

  • 40% of Americans Lose Incentive to Refinance

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    by

    Ben
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    Does it make sense to refinance as interest rates rise? 1.4 million borrowers have lost the interest rate incentive to refinance, but there are still a few good reasons to consider refinancing even as rates are rising. 30-year fixed interest rates are up nearly a half a percentage point since January. So far, the rise…

  • Buying a Home: Cost of Home Ownership

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    Ben
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    Buying a home is exciting, but do you know the true cost of home ownership? Besides the down payment and monthly mortgage payment there are more costs to consider. And the best time to do so is well before you start house-hunting. Buying a home is one of the largest expenses you may take on,…